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Slane Credit Union is launching a new Home Improvement loan campaign for 2017 to cater for the increasing popularity in home upgrades and renovations. As property prices continue to rise, many households are opting to revamp their existing homes to avail of tax breaks under the Home Renovation Incentive Scheme (HRI). Since the introduction of the scheme in 2013, almost 77,000 renovations worth €1.2 million have been carried out. 52,000 homes are signed up to the scheme and have claimed some €46.2 million in tax credits Slane Credit Union has recognised the growing trend towards home improvements and is launching a new loan campaign with a very competitive rate of 10.8%; (APR rate11.35%) to help people get started on their dream renovations and benefit from the HRI scheme.

Barbara Markey Manager of Slane Credit Union says “We anticipate that many homes in the common bond area will opt to give their home a facelift this year because of the Home Renovation Scheme, but with around €16,000 the average amount being spent on renovations, we understand that many might not have the funds necessary to get started. At Slane Credit Union we know the difference home improvements can make to people’s lives; increasing comfort, adding space and transforming a house into a home and we’re here to help. We are offering our home improvement loan with realistic terms and repayments can be made in a way that works best for each individual. We’ve done everything to ensure that everyone feels ‘at home’ with our loan process.”

The most popular improvements carried out under the HRI are window replacements, which accounted for almost a quarter of renovations in the past three years, followed by kitchen upgrades (18%). November is the busiest month for home improvements with over 7,000 renovations carried out in this month since 2013, closely followed by October with over 6,000.

Barbara continued “Whatever exciting plans people have for their homes in 2017, and no matter how big or small their renovations, we would encourage them to contact Slane Credit Union and find out how we can help. Remember, we don’t charge administration fees or transaction charges, and should someone pay back a home improvement loan early, there are no penalties. We also offer our unique Insurance cover. So, call in to us today or log on to  for more details.”

€15,000, 5-year variable interest rate loan with 59 monthly repayments of €328.88, an interest Rate of 10.8%, a representative APR of 11. 35%, the total amount payable by the member is €19,403.77. Information correct as at 23/03/2017.

For further information, please contact: A member of staff at Slane Credit Union;

041-9824812; or at