Call us for any questions

+01 123 456 789

Loans at Slane Credit Union

The two most important things about a loan are, being able to borrow the money and being able to repay it. At Slane Credit Union we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay.

Why a Slane Credit Union Loan is different;

– There are no hidden fees or transaction charges.
– Our interest rates are fair and reasonable compared to others in the market.
– Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
– Your credit union loan is insured – subject to terms and conditions – at no direct cost to you. Other lenders charge for this.

You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!

Our loan rates start at of 5%* means you can borrow at a reasonable rate of credit compared to other financial providers – compare us to other financial service providers and you will see that you get a great deal at Slane  Credit Union.

*For a €12,000 over 3 years car loan, with monthly repay €375.61 interest rate of 7.9% (Apr. 8.19%) the total cost of €13,521.73

How do I apply for a loan?

To begin, with you have to be a member of Slane Credit Union. For more information on becoming a member please click here. For members, please go to the loan pages or call us and we can discuss your needs and give you an application form.

Loans are subject to approval. Terms & Conditions apply.

We all know the merits of saving money, either for something specific or for that “rainy day”. But saving money with Slane Credit Union means you also become a member of a highly successful co-operative.

You are not just another customer you are a member.

Each and every €1 you save is equivalent to 1 share in the credit union. If you begin to save regularly it won’t be long before you build up a healthy balance.

Some of the many benefits of saving with Slane Credit Union:

– Easy access to your money once it is not used as security against a loan
– No hidden charges or fees on any transactions
– Life savings insurance for eligible members
– Nomination of account proceeds (see more information below)

When you save with us you are also building a history which will be taken into account in the future should you wish to apply for a loan.

The money you save with us is used by the credit union to fund the loans it makes to members. By saving with us you are indirectly helping your neighbours and the community to develop.

When a member who is over 16 years of age opens a credit union account, he/she is entitled to nominate a person (or persons) to receive his/her property in the credit union on his/her death. Property includes shares, deposits, loans and insurance proceeds. This is of benefit if the member dies without leaving a will as the property left in the credit union will not have to pass through the sometimes timely intestacy process.